Category: Personal Finance

When my wife was in her third trimester, we began to brainstorm about all the things we needed before our daughter was born: Name for birth certificate and Social Security # Sleeping arrangement The type of crib, bassinet,[…]

Are you considered rich if you can afford childcare? After all, childcare for one child can cost between $1,500 – $2,500 a month, depending on where you live. Or are you considered poor if you have to pay[…]

The following is a guest post from David, a Financial Samurai reader and ex-government bond strategist in his 60s. We had a fantastic exchange over e-mail and I invited David to share his wisdom about money. After all,[…]

There are many times when even after you submit what you think is a great real estate offer, it still ends up getting rejected. This has happened to me more times than I can count because I’ve been[…]

Because of the SECURE Act, the 529 plan has received a functionality boost in 2020 and beyond. A 529 plan can now be used for: All college tuition and qualified expenses $10,000 a year for K-12 tuition and[…]

Nobody likes to break up. But sometimes you need to break up to get what you really want. In a previous post, I explained how to write a real estate love letter to get the best deal possible.[…]

With a potential war with Iran emerging, refinancing now may be a smart move. Investors may flee to the safety of bonds and mortgage rates will subsequently decline once more. If you missed the large refinance window in[…]

Although, after eight years, I failed to stay retired, my plan is to return to early retirement glory with two kids by September 1, 2022. From now until September 1, 2022, our plan is to accumulate either $1,500,000[…]

Happy 2020! May this new decade be better than the last. One of the things I enjoy about the Financial Samurai community is that you guys keep it real. After announcing that I plan to be more entrepreneurial[…]