Category: Personal Finance

My latest mortgage refinance based on relationship pricing was one of the most frustrating refinance experiences ever. As part of the agreement to get the best mortgage rate possible at the time, I decided to transfer $1 million[…]

During my exploration process of selling Financial Samurai, I consulted with a friend who sold his website for $2.8 million some years ago. He offered to share what transpired, what he would have done differently, and why he[…]

Arbitrage is the practice of taking advantage of a price difference between two or more assets or markets, and profiting until the price difference disappears. Being able to recognize and then take advantage of kinks in the system will[…]

One of the most popular posts on Financial Samurai is The Average Net Worth For The Above Average Person. The “above average person” is loosely defined as someone who graduated from college (35% of the American population), works[…]

Let me tell you one of my favorite jokes. Elizabeth, Donald, and Joe are stranded on a desert island. Their plane crash-landed and they miraculously survived. After living off of only coconuts for two weeks, Donald looks into[…]

Money was never my parents’ forte. It was a constant source of stress in their lives – like a sore wound that wouldn’t heal. Thus, it came as no surprise that money was a root cause of their[…]

I’ve been delaying this post for a while partly because I didn’t want to recognize the formal end of my 10-year journey. I was also waiting for some divine inspiration to figure out what’s next. Earlier this year,[…]

As mortgage rates tumble to multi-year lows, there’s been a massive surge in refinances and new mortgage applications. The drop in mortgage rates is one of the key reasons why I don’t think there will be a housing[…]

Over the past two years, I’ve gotten to know another stay at home dad in the neighborhood. Bob has a boy who is also two years old. We try to meet up once a month to see how[…]