Category: Personal Finance

I’m always looking for arbitrage opportunities to help readers make more money and live better lives. My favorite arbitrage opportunity for the next couple of decades is investing in non-coastal city real estate due to lower valuations and[…]

When I was 16, I took the SAT test for the first time. My idea of test preparation was going to the library and flipping through a $20 test prep book. The result? A mediocre 1,040 out of[…]

One of the reasons why I started the Financial Samurai Forum was to extend the number of wonderful discussions we have on this site. Instead of letting me dictate what we talk about on any particular day, the[…]

The Financial Independence Retire Early (FIRE) movement is hot! With a bull market since 2009, many people in America and around the world have gotten wealthy by owning stocks, real estate, and other risk assets. As a result[…]

My first tip The sun was just starting to peek over the mountains so I pulled over to stretch my legs. It was 6 am. I had only been driving for about an hour, but I had never[…]

Although it seems absurd to pay a 5% commission to sell a property in the internet age, a great real estate agent with good connections may be worth it. Let’s say the best price you thought you could[…]

One of my luckiest investment decisions was not selling anything during the 2008-2009 financial crisis. I just held on for dear life, continued to max out my 401(k) and squirreled away anything left into an online savings account[…]

Everybody has some degree of FOPA, or Fear of Other People’s Approval. We’ve become so accustomed to fitting society’s mold that we’ve stopped thinking and acting for ourselves. But I argue that to truly make a difference and[…]

I’ve been diligently tracking the high-end Honolulu property market since 2014. During this time, I’ve seen prices for dozens of properties decline between 10% – 25%. The properties that are only down about 5% still haven’t sold years[…]

One of my beliefs as a stay at home dad is that I wouldn’t trade the time I spent with my son for any amount of money. Given time is way more valuable than money, especially as you[…]