Category: Personal Finance

Surprisingly, I didn’t receive much pushback from my post, The Amount Of Money Needed To Retire Early And Live In Abject Poverty. Almost everyone got the gist, which was to help you question whether the pursuit of early[…]

I’m on record saying that buying a vacation property is a terrible investment. But that’s also because I bought one in 2007, right before the market really took a dive. Perhaps if I had bought my property after[…]

The following is a post by Sydney, aka Mrs. Samurai. She’s one of the most frugal people I know, which is one of the reasons why we get along so great. She’d rather go to Target than Prada.[…]

As more people look to retire early, more people are looking for shortcuts in order to get to early retirement quicker. It’s understandable that in this day and age of instant gratification, young folks nowadays aren’t willing to[…]

The #1 thing I recommend for anybody who aspires to retire early is to negotiate a severance. If you are planning on quitting anyway, there is no downside. Every time I hear of someone quitting their job, I’m[…]

As our boys played at the playground, I struck up a conversation with the mother who is expecting her second child in a couple of months. I was curious to hear about how she and her husband planned[…]

In the great debate between real estate versus stocks, I give a slight nod towards real estate. When I was young, I wanted real estate because having it felt like I had arrived. Now that I’m middle-aged, I[…]

As part of any standard mortgage refinance, the lender requires a home appraisal. The lender wants to ensure the homeowner has enough equity to make a new loan. The amount of equity a homeowner is required to have[…]

One of the things many responsible parents are doing today is saving for college via a 529 plan. Not saving for college and expecting a student loan bailout in the future is bad planning. The same goes for[…]

Perhaps I’m confusing some positive things that are going on with my life, but I haven’t felt this good about the current state of the markets since 2007. Sure, everything went to hell the next couple of years[…]