Category: Personal Finance

Some time between the end of 2020 and 2022, I should be receiving between $800,000 – $1,400,000 in gross capital back from 18 real estate crowdfunding investments. My plan is to reinvest 100% of these proceeds back into[…]

From a previous post, we know that the average expenditure by U.S. consumers is huge. According to the Bureau of Labor Statistics (BLS), the latest data for 2018 shows the average U.S. household spends $61,224 a year and[…]

Some tantalizing news for real estate investors and potential homeowners! I found another reason why 2020-2021 might be a great time to buy real estate. I used to think the average square footage size of an American single-family[…]

Let’s say the average person wakes up at 7 am to start their day and goes to bed at 11 pm. You decide to wake up at 5:30 am and work for 1 hour every day for a[…]

The following is a sponsored post by Credible, a multi-lender marketplace that enables borrowers to receive competitive loan offers from its vetted lenders. Credible is headquartered in my hometown of San Francisco, California. The U.S. is in the[…]

Graphic by: CKongSavage.com Taxes are our largest ongoing liability. As a result, it behooves us to optimize our taxes as much as possible.  The good thing about having multiple income streams is the financial security it provides. The[…]

After about 13 years of diligently saving 50% – 75% of my income, I started to lose steam. No longer was I obsessed with growing my wealth as large as possible. Instead, I wanted to find ways to[…]

As President Obama said in a July 13, 2012 campaign election speech, “If you’ve got a business, you didn’t build that.“ When I first heard Obama say this sentence, I was taken aback. I had been working on[…]

After some debate between paying by cash or by credit card, I decided to pay $750 in cash to fix my car fan instead of paying $1,004 with a credit card to get points and peace of mind.[…]

A well-written real estate love letter can reduce a buyer’s purchase price by 1% – 10%. If we’re talking about a $1 million property, that’s $10,000 – $100,000 in savings. At the very least, a real estate love[…]