Personal Lessons Learned Since The 2008 – 2009 Financial Crisis

On September 15, 2008, Lehman Brothers went bust. I remember this day clearly because I made a $200 side bet with my friend over the weekend that the US government would bail them out. To my surprise, the US government didn’t rescue Lehman, and the stock cratered that Monday and never recovered. Despite all the Read More… The post Personal Lessons Learned Since The 2008 – 2009 Financial Crisis appeared first on Financial Samurai. Powered by WPeMatico Please follow and like us:

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Why Mortgage Rates Don’t Drop As Quickly As Treasury Yields

You know how you see oil prices drop precipitously on the news, yet when you get the gas station to save some money, you’re disappointed because gas prices haven’t gotten much cheaper? The same thing happens with US Treasury yields (oil) and mortgage interest rates (gas). Mortgage rates are largely influenced by the latest 10-year Read More… The post Why Mortgage Rates Don’t Drop As Quickly As Treasury Yields appeared first on Financial Samurai. Powered by WPeMatico Please follow and like us:

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Cash-out Refinance To Buy Stocks? Not A Good Idea

A cash-out mortgage refinance lets you borrow more than you currently owe and keep the difference as cash. It’s one way to unlock the equity in your house. Taking out a Home Equity Line Of Credit (HELOC) is another way. The most you can borrow from your house is usually an 80% loan-to-value (LTV). In Read More… The post Cash-out Refinance To Buy Stocks? Not A Good Idea appeared first on Financial Samurai. Powered by WPeMatico Please follow and like us:

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3 Cloud Stocks To Keep Your Portfolio Above The Coronavirus

It may be time to upgrade your portfolio with the most tenacious blue-chip stocks trading at a discount. Companies with the most durable balance sheets and strongest long-term outlooks that will help your portfolio weather this pathogen-induced storm. The coronavirus has been driving fear and volatility into the financial markets with the worst one-week equity break since the financial crisis occurring last week. Tuesday, the Federal Reserve made an unprecedented decision to cut its benchmark interest rates by 50 basis points in an attempt to curb the financial impact of this potential pandemic. The markets have remained volatile and appear[…]

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Should Capitalists Really Be Afraid Of A Bernie Sanders Presidency?

Sooner or later investors will stop freaking out about the coronavirus. We will become inured to the word and to the daily death toll numbers just like how we’ve become inured whenever we hear about something tragic has happened on the news. In the long run, I’m hopeful that a lot of positives will come Read More… The post Should Capitalists Really Be Afraid Of A Bernie Sanders Presidency? appeared first on Financial Samurai. Powered by WPeMatico Please follow and like us:

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The Benefits Of A Coronavirus-Induced Stock Market Meltdown

One of the beautiful things about the internet is that I’ve never met someone online who has lost money in the stock market. When stocks are going up, the bulls are out in full force telling everyone how much they’ve made in XYZ. When stocks are going down, the bears all come out and say Read More… The post The Benefits Of A Coronavirus-Induced Stock Market Meltdown appeared first on Financial Samurai. Powered by WPeMatico Please follow and like us:

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Five Stocks to Buy for Coronavirus Zombie Apocalypse

I guess the zombie apocalypse is finally here. Good news for all you closet homicidal maniacs. You finally get to live out your fantasies of loading up grandpappy’s shotgun and letting loose on the general population after they’ve been taking over by the virus. Could not be a better time to sharpen your double-tap skills with Zombieland 2 turning into reality TV. Newsflash folks, this is not the zombie apocalypse. Yes, coronavirus is a real threat. It’s a threat to the global economy, it’s a threat to anyone over the age of 70 and a threat to anyone with a[…]

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Why An Adjustable-Rate Mortgage Is Better Than A 30-Year Fixed-Rate Mortgage

If you haven’t been paying attention, thanks to pandemic fears, the 30-year bond yield and the 10-year bond yield have reached all-time lows. And when Treasury bond yields hit all-time lows, mortgage rates follow suit. In a strange way, I wish I still had a mortgage to refinance. In mid-2019, I locked in a 2.625% Read More… The post Why An Adjustable-Rate Mortgage Is Better Than A 30-Year Fixed-Rate Mortgage appeared first on Financial Samurai. Powered by WPeMatico Please follow and like us:

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A Successful Real Estate Crowdfunding Investment: Key Lessons Learned

In October 2016, I decided to invest $10,000 in my first real estate crowdfunding investment, a “Class A,” 30,265 sqft, two-story office building in Conshohocken, Pennsylvania. Conshy, as the city is commonly known, is located 25 miles northeast of downtown Philadelphia. I even wrote a detailed post about the project to get the community’s advice Read More… The post A Successful Real Estate Crowdfunding Investment: Key Lessons Learned appeared first on Financial Samurai. Powered by WPeMatico Please follow and like us:

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Value In The Cloud

The future of business is in cloud-based software, whether it is to streamline workflows, protect proprietary operations, or getting product & brand exposure. The world is digitalizing quickly, and there is an enormous amount of opportunity for enterprises that can serve evolving business needs. I am going to discuss 3 fast-growing software companies with young shares that may be undervalued. Crowdstrike (CRWD) CrowdStrike has traded all over the board since its IPO in June of last year, trading up over $100 in late summer then plummeting below $45 in the fall. CRWD is sitting at around $60 presently and has[…]

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